Frequently Asked Questions
What is the difference between a PPO and a HMO
HMO: Health Maintenance Organization. A HMO may only give access to a limited number of doctors and facilities in its small network. If one seeks care out-of-network then the insurance company may not be responsible for any of the bill unless deemed a life-threatening emergency. A HMO typically requires you to have a referral from your Primary Care Physician before being able to see a specialist.
Can I sign up for health insurance year round?
Private insurance is not regulated through the government so those plans are available for enrollment year round.
What determines the rate of health insurance?
“Katie Dake is amazing. I’ve personally used her in a time when I needed her the most. My husband was between jobs, Cobra for our family would have been over 2k a month and she was able to find the whole family coverage for 1,200+ LESS! She messaged me back late in the night when I was extremely scared and was so kind and gracious. If you need insurance— THIS IS THE GIRL TO CALL!!”
“Katie has made it super easy to find coverage after turning 26. I was not interested in shopping for new health insurance and she has done all of the hard work for me and presented me with the best options making it much easier for me to make a decision. Super knowledgeable and helpful!”
“I have had the pleasure of working with Katie as my agent for over a year now. She has been there any questions or issues that have came up whether it was in the early morning hours or late evening hours. I have always been skeptical about insurance agents and lawyers, I can say with Katie there is no concern. She was able to get me what coverage and plans my family needed and none of what we didn’t. Keep up the good work Katie and I wish you the very best.”